Abstract
This study explored the postsecondary financial planning of graduating 12th graders as a barrier to educational and career decision making and success. Seniors planning on pursuing postsecondary education (N = 744) from 16 high schools completed an online survey measuring their plans for financing their postsecondary education. They also provided information regarding their academic achievement, motivation, certainty, and postsecondary goals and plans. Students clustered into 4 distinct financial planning strategy groups. These financial planning clusters were evident across a diverse sample of high schools. Almost half of all graduating 12th graders had limited financial planning strategies. Groupings and strategies employed by students were significantly related to career development theory and research. The critical role for career development services in promoting student success is discussed.
| Original language | English |
|---|---|
| Pages (from-to) | 57-73 |
| Number of pages | 17 |
| Journal | Career Development Quarterly |
| Volume | 63 |
| Issue number | 1 |
| DOIs | |
| State | Published - Mar 1 2015 |
ASJC Scopus Subject Areas
- Applied Psychology
- General Psychology
- Organizational Behavior and Human Resource Management
Keywords
- barriers
- college and career readiness
- financial planning
- postsecondary transition
- supports
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